Ideas + Advice

Shopping Basics

Living Spaces Furniture Financing FAQs

Whether you are looking for an easy way to break up big purchases into monthly payments that work best for you or simply want a dedicated line of credit to shop furniture online and in-store, you'll find that Living Spaces makes it easy to find furniture stores with easy credit approval. The Living Spaces Credit Card makes the home furniture shopping experience effortless.

What Is Living Spaces Furniture Financing?

With the Living Spaces Credit Card, you can make purchases in-store and online, as well as choose the payment plan (including couch payment plans) that works the best for you.

Searching for furniture stores that do layway can feel like a neverending puzzle. For the best furniture financing, Living Spaces stores offer easy tools and support for making purchases. 

Why Should I Finance My Furniture Purchases?

Here are just a few of the benefits of easy furniture financing and financing your purchases with the Living Spaces Credit Card:

  • Big purchases become more manageable
  • Dedicated line of credit for future furniture purchases
  • Easy way to build credit
  • Convenient purchasing method for both online and in-store shopping

What Are My Financing Options?

The Living Spaces Credit Card lets you choose from special financing offers, which will vary based on the current promotional period. Visit for details.

ls financing
Whether you’re looking to build up your credit, break up big purchases or simply want an easy way to manage your furniture purchases, choose a furniture store with payment plans and make the most out of furniture financing with the Living Spaces Credit Card!

How Can I Apply for the Living Spaces Credit Card and Furniture Financing?

To start applying for the Living Spaces Credit Card and furniture financing, visit the Living Spaces Credit Card application page.

Can I Use Two Different Credit Cards?

While we currently can only accept one credit card per purchase online, all Living Spaces locations are able to accept split payments.

Can I Make a Credit Card Payment Online?

With Living Spaces’ furniture financing, it is easy to make a payment toward your credit card online. You can pay by visiting the Living Spaces Credit Card management site or calling Synchrony Bank (Living Spaces’ financial partner) at 866-396-8254.

Need Further Assistance with Living Spaces Furniture Financing?

Financing your furniture does not have to be difficult – in fact, we believe buying furniture should simple and fun. If you have further questions about how to make the most out of furniture financing, don’t hesitate to call (877) 266-7300 to speak to a Guest Services representative who can help you figure out the best financing options for you; for online assistance, visit the Living Spaces Support Center. 

Featured Products

— More Great Articles —

Related Categories

— Read the Latest —

Editorial Disclaimer: Articles featuring tips and advice are intended for educational purposes and only as general recommendations. Always practice personal discretion when using and caring for furniture, decor and related items.