Furniture Financing

furniture financing | living spaces furniture credit card

Apply For a Living Spaces Credit Card

Now, you can use your Living Spaces Credit Card online and in store.

See If You Pre-qualify

Get a decision in seconds with no impact to your credit bureau score.

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One easy application to find the best financing for you.

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Make payments and more.

–  Limited Time Only  –

Special Furniture Financing Offers

Choose From

60months
9.99% APR for 60 months*

On purchases with your Living Spaces Credit Card. 60 fixed monthly payments required.

18months
No interest if paid in full within 18 months**

On purchases of $2000 or more with your Living Spaces Credit Card. Interest will be charged to your account from the purchase date if promotional balance is not paid in full within 18 months. Minimum monthly payments required.

12months
No interest if paid in full within 12 months**

On purchases of $1000 or more with your Living Spaces Credit Card. Interest will be charged to your account from the purchase date if promotional balance is not paid in full within 12 months. Minimum monthly payments required.

6months
No interest if paid in full within 6 months**

On purchases of $150 or more with your Living Spaces Credit Card. Interest will be charged to your account from the purchase date if promotional balance is not paid in full within 6 months. Minimum monthly payments required.

*Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.1242% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

**Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

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