${{monthlyPayment(offer.OfferId)}}/Mo For {{offer.PromotionPeriod}} Months
Total Payments: ${{totalPayment(offer.OfferId)}}
Suggested Payment
Fixed Monthly Payment Required
No Interest if Paid in Full Within {{offer.PromotionPeriod}} Months
Including Interest: {{offer.PromotionalAprFormatted}}%
Learn How
Purchase minimum not met for these offers
-/Mo For {{offer.PromotionPeriod}} Months
Total Payments: -
Suggested Payment
Fixed Monthly Payment Required
No Interest if Paid in Full Within {{offer.PromotionalPeriod}} Months
Including Interest: {{offer.PromotionalAprFormatted}}%
Learn How
Offer Details:
{{offer.PromotionPeriod}} Months
The Suggested Equal Monthly Payment shown above (which excludes taxes and delivery) may be greater than the required minimum monthly payment that will be on your billing statement when you use the {{offer.PromotionPeriod}} month promotional financing offer.
This estimated payment:
- Equals the Amount Financed divided by {{offer.PromotionPeriod}} rounded to the next highest whole dollar.
- Would pay off the Amount Financed within {{offer.PromotionPeriod}} months, but only if there are no other balances on your account at any time during the {{offer.PromotionPeriod}} month promotional period and you make your payments on time. Your total payments will equal the Amount Financed.
If the Amount Financed is not paid in full within {{offer.PromotionPeriod}} months, interest will be charged to your account from the purchase date and your total payments will be greater than the Amount Financed.
IMPORTANT: The information about the Suggested Equal Monthly Payment shown assumes the following promotional financing offer is applied to the Amount Financed:
No Interest if Paid in Full Within {{offer.PromotionPeriod}} Months
On purchases{{offerMinAmountText(offer.OfferId)}} with Living Spaces Credit Card{{offerDateRange(offer.OfferId)}}. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within {{offer.PromotionPeriod}} months. Minimum monthly payments required.
Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. {{prayIDontAlterItFurther(offer.OfferId)}}
{{offer.PromotionPeriod}} Months
The estimated required monthly payment shown (which excludes taxes and delivery) equals the amount financed multiplied by {{offer.PromotionalAprFormatted}}%, rounded to the next highest whole dollar. During the last month(s) of the promo period the required monthly payment may be reduced due to this rounding. The sum of the required monthly payments will equal the cost of the amount financed and any amount shown are estimates only. If you make the required payments by the due date each month, you should pay off the amount financed within the promo period, if it is the only balance you are paying off. If you have other balances on your account, this payment will be added to any other minimum monthly payments.
IMPORTANT: The information about the Fixed Monthly Payment shown assumes the following promotional financing offer is applied to the amount financed.
{{offer.PromotionalAprFormatted}}% APR for {{offer.PromotionPeriod}} Months
On purchases{{offerMinAmountText(offer.OfferId)}} with your Living Spaces Credit Card{{offerDateRange(offer.OfferId)}}. {{offer.PromotionPeriod}} fixed monthly payments required.
Interest will be charged on the promo purchase from the purchase date at a reduced {{offer.PromotionalAprFormatted}}% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.1242% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months' rounding. Regular account terms apply to non-promo purchases. For New Accounts: New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.{{prayIDontAlterItFurther(offer.OfferId)}}